Other bridging loans

Lead Providers 
Do you wish to refer leads to us and earn a commission ? Fill in the application on this website APPLY HERE

Sold Property Bridging
If you have sold your fixed property for a profit, you can get a bridging loan advance of up to 80 % of the equity / profit, BEFORE transfer.  
APPLY HERE

Bond Advance Bridging
If your bank has approved a further bond, second bond, access bond, switch bond, flexi-reserve you can access some of this before the bond is registered.  
APPLY HERE

Loan Against Property
If your property is unbonded, you can convert equity into cash using Residential, Commercial or Industrial property.
APPLY HERE

Transfer Duty Bridging
Short of cash to pay the transfer duty and the bank has given you a bond greater than the purchase price ? You can access your bond finance before transfer and pay the transfer duty.
APPLY HERE

Commercial Property Bridging
Own an unbonded property or you have sold a property ? You can access profit or convert equity to cash..now.  
APPLY HERE

Rates Outstanding Bridging
If you have sold your property and you need to pay outstanding rates or compliance certificates costs, you can access the sale profits BEFORE transfer to settle these debts.
APPLY HERE

Estate Agents Commission
Bridge commission earned on concluded property transactions.  Quick and easy. Low cost.  
APPLY HERE

Equity Release
If you have an unbonded property, you can turn the property equity, into cash by offering your property as security for a loan.APPLY HERE

 

The Process:

To bridge your pension or provident fund, make an Online enquiry by submitting the enquiry form on this website found on the Application page 
or by clicking Apply here!


Supporting Documents Required

•    Your ID
•    2 month current bank statement
•    Last pay-slip
•    Pension / Provident Fund benefit statement
•    Letter from employer confirming and accepting severance
     package / medical disability (where applicable)
•    Letter of appointment with new company (where applicable)
•    Divorce settlement (where applicable – i.e. if you are wanting
     bridge a pension payout which is part of a divorce settlement)

Fax the documents to the numbers indicated on the bridging finance application form which will be sent to you.

The credit provider will first do a credit bureau check and assess the applicant’s credit profile.

There may be a telephonic interview conducted to verify elements of the application.

The credit report and interview results will be submitted to the credit committee for consideration. 

If approved, a “loan against pension” contract with all terms and conditions will be sent to you for signature and once received back, the pension payout or provident payout will be made to your specified bank account. 

It is advised that you settle this bridging loan as soon as possible so as to close the contract and to stop incurring costs.

Considerations :
Please be advised that by bridging pension funds or bridging provident funds, you are using savings that are meant for future use.

It is generally very easy to take out Pension fund loan or Provident fund loan and so this decision should be carefully considered before making use of the facility.

We suggest that you take the funds out for the shortest possible time to ensure that your costs are kept to the bare minimum.

 

home the process application contact